TMI Agency LLC
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Resources & Blog

Practical guides and insurance insights from Tiffany Merchant.

Special Edition
Gov ContractingJune 2026

Capability Statements 101: How to Win Government Contracts

Your capability statement is your business résumé for government work. Learn the 5 core elements and why your bonding capacity can make or break a bid.

New
BondsJune 2026

Surety Bonds in 2026: What Contractors Need to Know Before Bidding Season

Mid-year is prime bid season. Here's what underwriters are watching, what's changed, and how to get bonded fast before the next opportunity closes.

Commercial InsuranceMay 2025

What Every Business Owner Should Know About General Liability

GL insurance is one of the most important protections a business can carry, yet many owners don't fully understand what it covers or when they truly need it.

BondsApril 2025

How Surety Bonds Work: A Plain-English Guide for Contractors

Bidding on public projects? Here's what surety bonds are, how they work, and how to get one fast, explained in plain English.

Life & HealthMarch 2025

Term vs. Whole Life Insurance: Which One Is Right for Your Family?

The difference comes down to coverage period, cost, and long-term goals. Here's how to think through the decision with clarity.

Have a coverage question? Our team is ready to help.

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